Best Bad Credit Debt Consolidation Loans â Quick Overview
- Green dollar loans – Best debt consolidation loan for bad credit
- Big Buck Loans– Ideal for credit card debt consolidation
- Viva Payday Loans – Ideal for debt consolidation payday loans
- Low Credit Finance – Best for Personal Loans for Debt Consolidation
- Credit Clock – Best for Same Day Debt Consolidation Loans
Best Bad Credit Debt Consolidation Loans 2022 â Full Overview
Green Dollar Loans – Best Debt Consolidation Loan for Bad Credit
Green Dollar Loans specializes in fast debt consolidation loans with bad credit, offering accessibility to all FICO scores. Loan amounts range from $100 to $5,000, with flexible repayment terms of up to 24 months.
Applying with Green Dollar Loans takes about two minutes, all made easy through a convenient online form. Although loan decisions may be subject to credit or financial capacity checks, funding can often be transferred the same day.
Fast application process
User-friendly loan calculator
Fast financing offered
APR up to 35.99%
Big Buck Loans is another debt consolidation loan for bad credit providers, offering the ability to transfer funds in as little as 15 minutes. This provider has several customer testimonials on their website detailing their positive experiences.
All FICO scores are welcome to apply for these bad credit debt consolidation loans online, with financing of up to $5,000 available.
Several customer testimonials
All FICO scores are welcome
Â· Offers up to $5,000 in financing
APR determined by end-lender
3. Viva Payday Loans â Best for Debt Consolidation Payday Loans
The best debt consolidation loans for bad credit providers are Viva Payday Loans. This broker offers APRs that start at just 5.99%, with repayment terms of 2 to 24 months.
Viva Payday Loans also offers flexible financing amounts, ranging from $100 to $5,000. Notably, all FICO scores are welcome to apply with Viva Payday Loans, making it one of the most popular secured debt consolidation loan providers.
A loan decision in minutes
Â· Borrow up to $5,000
All FICO scores are welcome
Â· Not available in some states
4. Low Credit Financing â Best for Personal Loans for Debt Consolidation
Low Credit Finance offers fast online debt consolidation loans for bad credit through a convenient online portal. All types of credit are welcome to apply, with same-day decisions possible in certain circumstances.
APRs range from 5.99% to 35.99% and funding starts from just $100. Finally, no paperwork is required and no hidden fees are charged to this provider.
No documents required
No upfront/hidden fees
Extensive network of lenders
The loans are unsecured
5. Credit Clock – Best for Same Day Loan
Rounding out the list of secured debt consolidation loans, Credit Clock. This provider connects borrowers and lenders through a streamlined online portal, offering repayment periods of 3 to 24 months.
Pre-approval can take as little as two minutes, with financing from $100 to $5,000. Although guaranteed approval of debt consolidation loans for bad credit is not possible due to US regulations, this provider can facilitate quick loans using its extensive network of lenders.
Pre-approval in just two minutes
Repay between 3 and 24 months
No documents required
Not available in some states
What are bad credit debt consolidation loans and how do they work?
Getting debt consolidation loans with bad credit is easier than ever, thanks to the growth of fully digital application processes. These loans represent short-term financing, usually for amounts less than $5,000.
Although guaranteed approval of debt consolidation loans for bad credit is not possible, since regulations state that the end lender may require a credit check, these loans can still be obtained quickly. Debt consolidation loans with bad credit can often be received the same day the loan decision is approved.
How to Apply for a Bad Credit Debt Consolidation Loan in Quick Steps on Viva Payday Loans
- Step 1: Choose your loan amount â Decide on the amount of financing you want ($100 to $5,000) and the repayment period (2 to 24 months).
- Step 2: Complete the application form – Fill up the application form offered through the website of the fast bad credit debt consolidation loan provider.
- Step 3: Wait for a decision â A lender will provide a decision in minutes or an alternative.
- Step 4: Get your loan â The ultimate lender may require a credit check, in accordance with US regulations; if the check is successful, funding can arrive the same day.
Debt Consolidation Loans for Bad Credit Features and Factors to Consider
Below are some key features of the best bad credit debt consolidation loans online:
Debt consolidation loan providers offer fully digital application processes, which means borrowers can apply without having to send in physical documents.
Range of funding amounts
Many bad credit debt consolidation loan brokers offer financing amounts ranging from $100 to $5,000.
Accepts all FICO scores
Online bad credit debt consolidation loans can be applied for regardless of creditworthiness â although the end-lender may require a credit check, in accordance with US regulatory guidelines.
How to Choose the Best Debt Consolidation Loans for Bad Credit Providers?
These criteria were used to decide which debt consolidation loans for bad credit online providers to include:
- APR ranges were clearly marked
- No upfront fees or fees charged
- Range of financing amounts offered
- All FICO scores are welcome
This article has explained how to get online debt consolidation loans for bad credit, highlighting several respected providers with simple application processes. Viva Payday Loans is a safe bet for those looking to apply for a payday loan today, as this platform can provide a decision in just two minutes, with funding up to $5,000 available.
Which Debt Consolidation Loans Accept Bad Credit?
The best online debt consolidation loans for bad credit can be obtained through Viva Debt Consolidation Loans, which offers a fully digital application process with fast decisions.
Where to get the best debt consolidation loans with very bad credit?
Fast bad credit debt consolidation loans are offered through Viva Debt Consolidation Loans, which provides a platform to match borrowers with potential lenders.
Are bad credit debt consolidation loans safe?
Yes, bad credit debt consolidation loans are safe as long as you partner with a respected loan facilitator.
Disclaimer – The above content is not editorial, and TIL hereby disclaims all warranties, express or implied, with respect thereto, and does not necessarily guarantee, vouch for or endorse any content . The loan websites reviewed are loan matching services, not direct lenders. Therefore, they are not directly involved in the acceptance of your loan application. Applying for a loan with the websites does not guarantee acceptance of a loan. This article does not provide financial advice. Please seek the assistance of a financial advisor if you need financial assistance. Loans available only to US residents.